We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 661971. We can introduce you to a limited number of lenders, while providing details of finance products available. We will not charge you a fee for an introduction, but may receive a commission from the lender. Lender’s commissions may vary. The commission received does not influence the interest rate you will pay. For questions about commission, please speak to us. J&R AUTOS, Bromley Road, Colchester, Essex, CO4 3JE.